Comprehensive Buggy Insurance for Off-Road Drivers

Medical and Healthcare Costs

If you’re injured during a buggy or ATV accident, we cover up to £150,000 in medical expenses, including emergency care, hospitalisation, and rehabilitation. Driving a side-by-side (SSV), quad bike, or off-road buggy can lead to serious impacts, fractures, or muscle injuries that require immediate medical attention. Our policies ensure that you receive fast, reliable assistance — wherever your adventure takes you.

Disability Cover

An off-road accident can have major consequences on your mobility or ability to work. Our disability protection provides up to £200,000 in financial compensation, helping you maintain financial stability in the event of a serious or permanent injury. This cover supports you and your family so you can focus on recovery, not expenses.

Competition and Professional Driver Options

For drivers who race competitively, our Competition and Professional options offer specialist protection tailored to motorsport use. Whether you’re competing in a buggy rally, a cross-country race, or an official off-road championship, you benefit from enhanced cover for personal injury, recovery, and on-event medical support. With Assure Ton Sport, you’re insured from the start line to the finish flag.

Transport and Repatriation

A buggy accident can happen anywhere — on a mountain trail, desert track, or muddy forest path. Our policies include transport and repatriation at actual cost, ensuring rapid assistance in case of an accident, rollover, or breakdown. Whether you’re driving in the UK or abroad, our international network guarantees swift evacuation and support to bring you home safely.

Why Take Out Individual Buggy Insurance?

Buggies and side-by-side (SSV) vehicles are built for power, performance, and fun — but off-road driving always comes with risks. A small mistake, a sudden loss of control, or a collision with a rock or tree can quickly lead to serious injury or costly damage. Standard vehicle insurance often doesn’t extend to off-road use, which is why a dedicated buggy insurance policy is essential for true peace of mind.
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Recognised Expertise in Buggy Insurance

At Assure Ton Sport, we provide specialist insurance for every type of driver — from casual off-road enthusiasts to professional rally competitors. Our expertise covers all forms of off-road and motorsport activities, including buggies, side-by-sides (SSVs), ATVs, and custom-built vehicles.

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FAQ

Yes, our cover extends beyond French borders. We cover buggy accidents occurring in Europe, Africa, South America, and wherever you practice your off-road passion.

With our individual buggy insurance, you benefit from optimum protection during your :

  • Off-road expeditions and extreme treks abroad. International buggy competitions and rallies.

  • Off-road driving courses and training in difficult terrain.


In the event of an accident, our international assistance covers :


  • Emergency medical care in a local hospital.

  • Repatriation to France or a suitable medical centre.

  • Administrative support to make it easier for you to take charge of your claim.


With our off-road insurance, you can drive with complete peace of mind, anywhere in the world.

Classic car insurance is designed for road vehicles, whereas our individual buggy insurance is adapted to off-road motor sports and off-road vehicles.

Classic car insurance:

  • Covers vehicles on the road and engaged in urban traffic.

  • Includes third-party liability, theft and property damage cover.


Individual buggy insurance :


  • Protects only the driver against bodily injury.

  • Provides compensation in the event of injury on difficult terrain.

  • Offers options for competition and sports driving.


Our buggy insurance packages are designed to offer complete protection to off-road enthusiasts, whether they are touring, competing or training intensively.

Buggy insurance provides financial protection for accidents, damage, or injuries that occur while driving your vehicle both on and off the road. Our policies typically include:

  • Personal injury cover for drivers and passengers.

  • Damage protection for your buggy, ATV, or SSV after a collision or rollover.

  • Theft and vandalism cover, whether your vehicle is stored at home or in a garage.

  • Transport and repatriation services after an accident or breakdown abroad.


You can also choose add-ons such as competition cover, medical protection, and equipment insurance for helmets, suits, and safety gear.
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