Buggy insurance: protect yourself on all terrains

Our buggy insurance covers a wide range of accidents and bodily injuries that can occur when driving off-road. Here are the main risks covered

• Rollovers and rollovers on uneven terrain during off-road excursions.


• Collisions with natural obstacles, vehicles or fixed structures.


• Violent falls in buggy competitions, SSV races or off-road rallies.


• Fractures, muscular injuries and trauma linked to sudden impacts.


• Accidents on off-road circuits, during training, a sporting event or a buggy trial.

The aim of our individual insurance is to guarantee optimum protection for buggy drivers, whether they are practising in France, Europe or abroad.

When a buggy accident occurs, we have put in place a fast and efficient process to guarantee your compensation and medical care:

• Immediate notification: As soon as you are the victim of an accident, you must contact our assistance service to report the accident and provide the initial information about the event.


• Medical assessment and expertise: Our expert doctors and specialist teams analyse your state of health, the seriousness of your injuries and the level of cover required.


• Coverage of medical expenses: Depending on your buggy insurance package, we cover up to €150,000 for :
  
  
  
  • Emergency hospitalisation after a buggy accident.
  
  
  • Surgery and post-traumatic care.
  
  
  • Rehabilitation and prolonged medical follow-up.
  
  
  • Medical repatriation if the accident occurs during an international competition or off-road expedition.
  
  
  
  


• Payment of benefits: If the accident results in partial or total disability, you can receive compensation of up to €200,000, depending on the cover included in your buggy insurance policy.

This individual insurance policy enables buggy drivers, professional pilots and motor sports enthusiasts to enjoy their passion in complete safety.

Yes, our buggy insurance offers a ‘Competition’ option, perfectly suited to drivers taking part in rallies, off-road races and high-level sporting events.

Drivers taking part in official competitions need extra protection, because the risks of accident, collision and serious injury are higher. Our sports insurance therefore offers

• Rapid compensation in the event of a racing accident.


• Cover for specialist medical care for drivers injured on the track.


• Cover for intensive training and technical trials before competitions.


• Repatriation in the event of an accident abroad during an international rally.

Whether you're an amateur driver taking part in leisure rallies, or a professional driver competing in championships, our competition buggy insurance is tailored to your level and your driving style.

Yes, our cover extends beyond French borders. We cover buggy accidents occurring in Europe, Africa, South America, and wherever you practice your off-road passion.

With our individual buggy insurance, you benefit from optimum protection during your :

• Off-road expeditions and extreme treks abroad. International buggy competitions and rallies.


• Off-road driving courses and training in difficult terrain.

In the event of an accident, our international assistance covers :

• Emergency medical care in a local hospital.


• Repatriation to France or a suitable medical centre.


• Administrative support to make it easier for you to take charge of your claim.

With our off-road insurance, you can drive with complete peace of mind, anywhere in the world.

Our specialised individual insurance covers all sports related to off-road vehicles, including :

• All-terrain buggies and SSVs for touring and leisure.


• Buggy competitions, off-road rallies and off-road races.


• Driving courses and advanced buggy driving courses.


• Endurance events and long-distance raids.

We also insure motor sport enthusiasts on quads, SSVs and off-road vehicles, guaranteeing tailor-made protection adapted to the risks of each discipline.

Classic car insurance is designed for road vehicles, whereas our individual buggy insurance is adapted to off-road motor sports and off-road vehicles.

Classic car insurance:

• Covers vehicles on the road and engaged in urban traffic.


• Includes third-party liability, theft and property damage cover.

Individual buggy insurance :

• Protects only the driver against bodily injury.


• Provides compensation in the event of injury on difficult terrain.


• Offers options for competition and sports driving.

Our buggy insurance packages are designed to offer complete protection to off-road enthusiasts, whether they are touring, competing or training intensively.