Flexible Horse Riding Insurance to Match Your Needs

Permanent Disability Cover – Up to €200,000

Serious injury during horse riding can have life-changing consequences. Our personal accident insurance provides up to €200,000 per rider — essential for safeguarding your health and future.

Emergency Transport & Repatriation – 100% Covered

If you suffer an accident while riding, we’ll cover all repatriation and transport costs. Our policies ensure you're never left out of pocket when you need urgent assistance.

Medical Expenses – Up to €150,000

Riding injuries often require specialised treatment. Our insurance helps cover vet fees (where applicable), hospital stays, surgery, and rehabilitation — so you can focus on recovery, not costs.

Optional “Competition” and “Professional Rider” Cover

Competing in equestrian sports? Our advanced policies include options tailored for semi-pro and professional riders, with coverage that reflects the higher risks of the sport.

Why Horse Riding Insurance Is Essential

Horse riding is a thrilling but high-risk sport. Even experienced riders face accidents that can lead to serious injuries and high medical costs. That’s why riders across the UK and Europe trust Assure Ton Sport for comprehensive cover. Whether you ride for leisure or competition, our insurance gives you the financial protection and peace of mind you need.

Standard rider memberships don’t always provide enough support. Our policies are designed to fill the gaps, covering accidents, emergencies, and unexpected medical bills — so you can focus on riding, not worrying.
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Trusted Horse Riding Insurance Backed by Real Equestrian Riders

Assure Ton Sport is trusted by equestrian riders who want insurance that matches their passion. Whether you're competing abroad, training locally, or exploring on a riding holiday, we offer flexible insurance to keep you covered.

Our policies support all levels of riding — from amateur sessions to international events — and include options for accidents, injuries, travel, and professional add-ons. Wherever you ride, and whatever your goals, we’ve got the right protection for you.

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FAQ

No, our horse riding insurance does not replace a licence or club membership. Only recognised equestrian federations or associations can issue licences. Assure Ton Sport offers specialised insurance cover that protects you financially in case of personal accident, injury, or medical expenses resulting from your riding activity.

Our policies are designed to meet the needs of riders at all levels.

Standard cover includes:

  • Accident and injury protection for the rider (up to €200,000)

  • Medical fees and hospital care (up to €150,000)

  • Emergency transport and repatriation

  • Optional liability insurance (for injury to third parties or damage to property)

  • Add-ons for competitive riding, professional equestrians, or horse transport/trailer cover

While horse riding insurance is not legally required in the UK, it is highly recommended. Many clubs, yards, and equestrian centres require riders to show proof of insurance for participation. Riding without adequate cover can result in serious financial loss in case of accident, injury, or public liability claims.

Yes. Our horse riding insurance offers international coverage, including medical treatment and emergency repatriation if you're injured while riding abroad. This is ideal for riders participating in international training camps, competitions, or horse-riding holidays.

Absolutely. Assure Ton Sport offers tailored cover for all major equestrian disciplines, including dressage, show jumping, eventing, and endurance riding. Riders can customise their policy with optional add-ons for competition-level activities and advanced risk protection.

Public liability is available as an optional add-on. This protects you if your horse causes injury to a third party or damage to property — an essential safeguard for riders in shared arenas, public trails, or competitions.
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