UTV Insurance UK | Affordable Cover for Off-Road & Utility Vehicles

UTV Insurance to Keep You Covered — On and Off the Road

Whether you drive your UTV (Utility Task Vehicle) for farming, trail riding, business, or recreational sports, having the right insurance policy is essential. UTVs — also known as side-by-sides, buggies, or quad-type vehicles — are high-performance machines used off-road, on rural property, or even for agricultural work, but that doesn’t mean injuries or damage can’t occur.

At Assure Ton Sport, we provide specialised UTV insurance designed to protect your vehicle, your equipment, and your financial security. From liability cover and personal injury protection to optional plans that include property damage, medical treatment, and even UTV trailer coverage, our flexible online insurance quotes help you choose the plan that’s right for your ride — and your lifestyle.

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Comprehensive UTV Insurance Tailored to Your Needs

Medical Expenses – up to €150,000

Accidents involving UTVs, ATVs, or quad bikes can result in serious injuries. Our policy helps cover emergency treatment, rehabilitation, and hospital bills, so you can focus on your recovery — not the cost.

Emergency Transport and Repatriation

In the event of an incident, we offer full coverage for rescue services and repatriation — whether you're riding across the UK or exploring trails abroad.

Permanent Disability Cover – up to €200,000

Our personal accident protection ensures financial support in the case of serious injury, helping you manage life changes and maintain security.

Optional Add-Ons for Competitions and Professional Riders

If you're involved in competitive riding, off-road racing, or agricultural use on challenging terrain, you can upgrade your policy with specialist cover suited to your activity level.

Why UTV Insurance Is Essential for Every Off-Road Rider

Driving a UTV, ATV, quad bike, or off-road motorcycle is exciting — but it also comes with real risks. An incident on rough terrain can lead to serious injuries, expensive medical treatment, and vehicle damage.

At Assure Ton Sport, we’ve designed dedicated UTV insurance policies to meet the needs of every rider — from recreational users to competitive drivers. Hundreds of off-road enthusiasts across Europe and the UK already trust us for reliable accident protection and financial peace of mind.

Whether you use your utility terrain vehicle for leisure, motorsport, or agricultural work, our policies ensure you're fully covered: Protection in case of injury or permanent disability, financial cover for emergency rescue, repatriation, and treatment, and options tailored to professional riders, clubs, or competitive events

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Trusted UTV & ATV Insurance Backed by Real Off-Road Riders

Our UTV insurance is trusted by riders, competitors, and motorsport enthusiasts across the UK and Europe. Whether you're competing in an off-road race, joining a quad tour, or training for a high-level event, we provide full coverage and injury protection tailored to your vehicle and your needs.

At Assure Ton Sport, we offer flexible insurance plans for: UTV and ATV competitions on rough terrain, recreational quad riding and weekend adventures and raining sessions and professional riders preparing for championship

FAQ

UTV and ATV insurance is critical for protecting yourself and your vehicle from the risks of off-road riding. Here's why it's more than just a smart choice — it's essential:

Accident protection: Whether you're driving a UTV, quad, or buggy, mishaps can happen. Our policies cover medical expenses and personal injury.

Liability cover: If you cause damage to someone else's property or injure a third party, liability coverage helps protect you from costly claims.

Tailored coverages: Choose from a range of flexible insurance plans — from theft and fire to full comprehensive protection.

Rescue and repatriation: In case of serious crash, we offer full medical transport, even abroad.

Legal defence and claims assistance: Our plans include legal support to help with any disputes following an incident.

Suitable for all vehicles: Whether your quad or UTV is street-legal or off-road only, our coverage fits your ride.

Quick online quotes: Get a personalised quote in minutes — no paperwork, no hassle.

Expert cover for motorsport riders: We understand the specific risks involved in racing and off-road competitions. Our insurance is built by riders, for riders