Your Watersports Insurance for Safe Windsurfing

Our insurance is specifically designed for board-based water sports like windsurfing, kitesurfing, surfing, wakeboarding, foil, and paddleboarding — whether you're training, travelling abroad, or competing.
Here’s what our policies include:
You’re covered for up to €150,000 in medical expenses for injuries such as fractures, sprains, or concussions. We also provide emergency transport and full repatriation if you're injured during a session in the UK or overseas.
In the event of a serious accident, we offer disability compensation and accidental death cover of up to €200,000 per person, depending on the plan. You can also opt for competition-level cover or professional athlete protection if you're participating in events or high-risk training.
For those heading abroad, we offer trip cancellation cover in case you need to cancel a surfing, windsurfing, or wakeboarding trip due to injury or accident — giving you financial peace of mind.
Our cover is available to all levels, from beginners to professionals, and applies worldwide. Whether you’re into freestyle windsurfing, SUP, or foiling, we’ve got you covered.

If you're just getting started in watersports, here's what we recommend to enjoy it safely: Start by choosing the right discipline for you — surfing is great for wave lovers, windsurfing mixes sailing and board skills, kitesurfing requires good wind control, and wakeboarding is ideal for speed and tricks. Use the right equipment for your level. Beginners should look for boards with extra volume (in litres), soft sails or wings, and safety gear like leashes and buoyancy vests. Take lessons with certified instructors and practice in safe spots suited to your experience. Always check weather and wind conditions before heading out, and never venture alone in unfamiliar areas. Above all, respect the ocean, fellow riders, and the local environment — and take the time to enjoy every moment on the water.

Yes — most standard travel insurance policies exclude extreme sports or have very limited watersports cover. If you're travelling for windsurfing, foiling, or kite camps, it's essential to have dedicated watersports insurance that covers injuries, medical emergencies, repatriation, and trip cancellations related to your sporting activity.
Assure Ton Sport provides tailored coverage for these exact situations — both for solo travellers and group bookings.

Absolutely. If you participate in competitions, training camps, or are a sponsored or professional athlete, we offer optional upgrades to match your activity level.
Our "Competition" option is ideal for those who take part in organised events, races, or regattas. The "Professional Sports Cover" add-on is designed for full-time athletes who train and perform at a high level — giving you extended medical and financial protection.

Yes. Our insurance includes worldwide cover, making it ideal for riders heading to popular destinations like Tarifa, Fuerteventura, Sardinia, or even Mauritius. Whether you're taking your own board or renting equipment, you're fully protected during your time on the water — and we handle all assistance and emergency logistics if needed.

No. Our policy is focused on personal accident protection — covering injuries, not equipment. If you’re concerned about loss or theft of boards, sails, foils, or bags during travel, we recommend combining your watersports insurance with a baggage or equipment add-on, or checking your home or travel insurance for coverage options.

If you suffer an injury while windsurfing, kitesurfing, or during another water activity, call the emergency number listed on your assistance card immediately. A medical professional will assess your case, and we’ll guide you through the claim process.
You’ll need to provide supporting documents (e.g. medical reports, invoices), and our team will process your claim quickly to ensure you get the compensation or reimbursement you're entitled to under your plan.

Yes. Our insurance covers competitive windsurfing racing, including freestyle, speed runs, and regattas. Whether you're competing on a Starboard race board or using a high-performance carbon rig, we’ve got the right protection for your gear and performance.

Absolutely. You’re covered whether you travel with your own board, rig, mast, or boom. Our watersports policy includes support for international trips and ensures peace of mind if you're bringing your foil bags, sails, or other gear to windsurf abroad.