Cycling fall insurance tailored to your needs

Transport and repatriation

At actual costs in case of an accident during your sporting activity. If you have a fall while cycling, it is crucial to have assistance and tailored coverage.

Health care costs

An insurance policy that offers coverage up to €150,000 for medical expenses. Falls can occur for various reasons and result in significant physical injuries.

"Competition" and "Professional Athlete" options

For amateur or professional cyclists looking to perform, our options are tailored to their needs. Our offer allows you to ride with peace of mind.

Disability

Up to €200,000 per athlete. In case of serious injuries, this coverage ensures optimal protection for cyclists concerned about their health. A guarantee of peace of mind while practicing your favorite sport.

Why is cycling fall insurance essential?

The damage caused by a fall during cycling can have serious physical and financial consequences. Every year, hundreds of cyclists choose us for optimal protection against these risks. We understand that cycling, whether on the road, on a tour, or in a race, is a high-risk sport. With this in mind, we have developed our insurance and assistance contract. Whether you practice cycling on a tour, in a race, or at high speed in France, having adequate protection in case of a fall or bodily collision is essential. Our coverage is designed to offer complete protection against injuries and damages that may occur during your sport.
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A recognized expertise in cycling fall insurance

Our brand has received positive feedback and several stars from cyclists who appreciate the peace of mind provided by our insurance solutions and assistance services. Our plans are available with various options to meet all your needs, whether for intensive training, high-level competitions, or leisure bike rides.

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FAQ

Insurance is crucial for cyclists in France because it provides coverage in case of falls or accidents during races and training. Cycling is a high-speed sport with significant risks, whether on a tour, on the road, or during a race like Paris-Roubaix. Adequate insurance guarantees financial protection for injuries and medical expenses, as well as assistance when needed, such as transport or repatriation.

A good insurance policy for cyclists should include several important coverages:

Medical expenses: Coverage up to a significant amount for treatment in case of a fall.
Disability: Compensation in case of serious injuries affecting the ability to practice the sport.
Transport and repatriation: Assistance for injuries requiring medical transport, especially in high-speed races or challenging courses like the Tour de France or classics like Paris-Roubaix.
Equipment and gear: Coverage for potential damage to the bike or equipment.

Yes, cycling insurances can offer special options for professional cyclists, including extended coverage for the higher risks associated with high-level races. Policies can be tailored for cyclists like Jonas Vingegaard or those racing for Groupama-FDJ, providing specific coverage for serious injuries and increased risks during international competitions or major tours.

Cyclists can reduce the risk of falls by:

Using proper safety equipment: Helmets, gloves, and bikes equipped with properly maintained disc brakes.
Receiving training and professional advice: For example, tips from Christian Prudhomme or other experts.
Assessing race conditions: Knowing the chicanes and potential obstacles on the course.
Choosing the right insurance: Selecting an insurance policy that offers comprehensive and adequate coverage for the specifics of each race or tour.

Medical expense coverage is essential for all cyclists, both amateurs and professionals, including those on renowned teams like Groupama-FDJ, as the costs associated with injuries can be very high. In case of a fall or accident, such as Jonas Vingegaard's, medical treatment expenses can quickly add up, especially if serious injuries require specialized care or surgery. A good insurance policy allows cyclists to focus on recovery without worrying about the financial burden.

Yes, some insurances cover injuries caused by equipment failures, such as a defective brake disc. However, it is important to check the details of the contract to ensure that these specific risks are covered. Regular maintenance and inspection of the equipment are also crucial to minimize these risks.

During high-level competitions like the Tour de France, Paris-Roubaix, or local races, insurance provides enhanced coverage for injuries and incidents. This includes specific coverage for the increased risks of these events, such as collisions in the peloton, high-speed crashes, and significant medical expenses. Insurance can also provide emergency assistance and transport services in case of a major accident.

For teams like Groupama-FDJ and individual cyclists, insurance offers several advantages:

Financial protection: Coverage of medical expenses and damages in case of an accident.
Comprehensive assistance: Medical transport and repatriation if necessary.
Performance guarantee: Reducing stress related to financial and medical risks, allowing cyclists to focus on their performance.
Equipment protection: Coverage for potential damage to the bike and equipment.
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