Cycling Injury Insurance Tailored to Your Needs

Medical Expenses Covered up to €150,000

Accidents during cycling activities, whether on a road bike, touring bicycle, or mountain biking trip, can result in serious medical expenses. Our cycling travel insurance policy offers up to €150,000 in medical cover, helping you recover from injuries sustained while riding at home or abroad — whether on a short bike trip, a holiday, or an endurance cycling event.

Competition & Professional Cyclist Options

Our plans are built for racing, bike tours, and professional cycling events. Whether you're entering a road cycling competition, participating in a mountain biking race, or preparing for an international cycle tour, we offer dedicated sports cover and specialist protection tailored to your level of performance and activity.

Disability Cover up to €200,000

In the case of a severe cycling injury or long-term condition, our insurance includes up to €200,000 in financial support. This disability cover is designed for committed cyclists, giving peace of mind whether you're training for a cycling event, competing, or on an extended biking trip abroad.

Emergency Transport and Repatriation

Our policies cover emergency medical transport and repatriation during any insured cycling trip. Whether you're injured during a local cycling event or on a mountain bike tour abroad, we handle the logistics and costs to get you safely home — with full assistance coverage worldwide.

Why Cycling Travel Insurance Matters

A serious cycling accident can lead to high medical expenses, trip cancellations, or bike damage — especially when travelling abroad for a cycling tour, bike holiday, or organised sporting event. That’s why having the right cycling travel insurance is essential.

Whether you're preparing for a road race, joining a bike tour, or heading off on a mountain biking trip, our dedicated insurance policy offers complete protection.

We include cover for injuries, hospital stays, emergency transport, baggage loss, and claims related to damaged or stolen cycling equipment. You're covered whether riding solo, as part of a cycling team, or in an official racing event.
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Trusted Expertise in Cycling Travel Insurance

Assure Ton Sport is a leading provider of cycling travel insurance in the UK and Europe — trusted by road cyclists, mountain bikers, and competitive sports riders for reliable protection on every bike trip. We offer specialist insurance cover designed for both casual cycling holidays and serious endurance events, including racing, touring, and off-road biking — at home or abroad. Our policies are tailored to match your cycling activities, offering full bike insurance, medical cover, trip cancellation protection, and support for lost or damaged equipment — with fast access to your documents wherever you're travelling.

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FAQ

Cycling involves high-speed road activity, unpredictable terrain, and physical endurance — all of which increase the risk of accidents. Whether you're training, racing in a local cycling event, touring the Alps, or enjoying a cycling holiday abroad, cycling travel insurance provides vital cover. It protects you from medical expenses, emergency transport, and even trip cancellation due to injury or equipment damage.

A good bike travel insurance policy should provide:

  • Medical cover up to €150,000 or more for treatment following a cycling accident.

  • Personal accident insurance for injury or permanent disability.

  • Emergency evacuation and repatriation anywhere you cycle.

  • Cover for cycling equipment, including your bike, helmet, and gear.

  • Protection for organised events, races, and long-distance touring trips.

Yes. Our cycling insurance policies include competition-level cover for professional cyclists and riders in high-risk events like the Tour de France or Paris-Roubaix. These policies protect against equipment damage, injury, medical emergencies, and event-specific exclusions.

To maximise your cycling cover and reduce the chance of claims:

  • Wear safety gear: helmet, gloves, and maintain your bike.

  • Train under proper conditions and inspect your equipment regularly.

  • Get the right travel insurance to match your riding style — whether racing, touring, or mountain biking.

  • Read your policy carefully to understand what’s included and excluded.

Injuries from bike accidents can lead to surgeries, hospital stays, and long recovery periods. Cycling insurance with medical protection ensures you're not burdened with high treatment costs. Whether you're a casual cyclist or competing in an endurance race, medical coverage keeps your focus on recovery, not bills.

Yes — many of our bike insurance policies cover accidents caused by equipment failure, including faulty brakes, cracked frames, or wheel problems. We recommend regular maintenance and selecting a policy that clearly outlines protection for bike damage or gear failure.

Cycling events come with higher accident risks. Our insurance covers:

  • Emergency evacuation after a crash.

  • Medical expenses during or after the race.

  • Bicycle cover for race-related damage.

  • Trip interruption cover if you're unable to finish the event


Whether you're in a sportive, cycling tour, or high-level competition, our sports insurance gives you full protection.

For both pro cycling teams and individual riders, we offer:

  • Comprehensive travel cover including injuries, medical bills, and lost or damaged equipment.

  • 24/7 emergency support during your cycling trip or event.

  • Optional baggage and trip cancellation insurance.

  • Flexible sports insurance plans that fit any riding style.

Our cycling travel cover includes:

  • Medical treatment for cycling injuries.

  • Cover for bicycle damage, stolen gear, and lost baggage.

  • Event-specific protection for Gran Fondos, stage races, and multi-day tours.

  • Trip cancellation insurance if you're unable to attend due to illness or equipment failure

Absolutely. We offer specialist insurance for mountain biking, downhill, gravel, and off-road cycling. These policies include:

  • Emergency medical assistance.

  • Cover for falls, collisions, and rugged terrain-related injuries.

  • Bicycle damage protection on off-road trails.

  • Repatriation cover if you're injured abroad.

Absolutely. If you participate in multiple events or cycle regularly throughout the year, our annual cycling insurance policies offer excellent value. They cover you for every bike trip, training session, or sports holiday — both in the UK and abroad.

Yes — many of our policies include trip cancellation cover, helping you recover costs if your cycling event or tour is cancelled due to illness, injury, or travel disruption. This is especially important for cycling holidays and international races.
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