Adventure Sports Insurance: Answers to All Your Questions

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FAQ

No. Insure your sport provides an individual accident contract which does not apply to material goods and sports facilities.

Go to the “List of sports” section at the bottom of our website.

Mutuaide Assistance

We cover the skier or snowboarder off-piste, take over heliskiing and freeriding. Off-piste skiing is covered without the need of a qualified guide (ski instructor).

All quotations and subscriptions shall be completed online via the “get quotation online” section.

We need to know this information in case of repatriation.

Have you checked your spam folder? Sometimes, our emails, including documents, can end up there. If you still can’t find your contract, you can download it directly from your personal area. Simply log in with your email address and password.

Once the subscription is completed, it is not possible to change the plan. However, if you are still within the 14-day withdrawal period, you can cancel your subscription and subscribe again.

No. Only a federation has the right to issue a sports license. In terms of civil liability, our insurance only covers bodily injuries of the insured person who is a victim of an accident during their sport. Whether you are a player, athlete, or motorcyclist affiliated with a club, our contract supplements your license to increase your coverage amounts according to the level of risk involved.

While our policy is designed to be as inclusive as possible, it’s important to know what is not covered. Assure Ton Sport does not cover civil liability insurance, which means it does not cover injuries or damage caused to other people. Similarly, we do not insure your belongings, sports equipment or valuables, even if they are lost or damaged during your trip or activity. Injuries sustained outside of the insured dates or not part of your training or workouts are also excluded. If you're unsure whether your activity is covered, we recommend checking the List of Covered Sports. If you don’t see your activity, our support team will be happy to advise you directly and offer a tailored solution.

If you suffer an accident or injury during your activity, you must report it to us within seven days. The process begins by calling the emergency number printed on your assistance card. This is your direct line to our support team and medical experts, who will open a case in your name and help assess the level of injury, risk, and treatment required. Once this has been established, we will manage the claim on your behalf, ensuring you receive the right medical care, reimbursement, and — if necessary — emergency repatriation. Our claims process has been designed to be fast, straightforward, and athlete-focused. We understand that when you’re injured, you need action — not paperwork. That’s why we combine real-time help with a clear, human approach to injury support and insurance processing.

No, once your subscription has been finalised, it is not possible to modify your plan. This is why we strongly recommend evaluating your needs carefully before selecting your coverage. Think about the risks involved in your activity, the level of medical cover required, and whether you want to add extra options such as daily hospital compensation, cancellation cover, or private life protection. If you’re still within your 14-day cancellation period and your insurance package hasn’t yet started, you can cancel and take out a new one instead. Once your coverage is active, however, the terms of your plan are fixed until it expires.

No, none of our policies include civil liability insurance. Our accident insurance is focused entirely on the person named on the contract — the insured individual. This means that while we cover your injuries, hospitalisation, and recovery fees, we do not cover damage or injury caused to others, whether during a competition, a training session, or a leisure activity. If you need third-party cover, we recommend contacting your club, school, or sports federation to confirm whether your licence includes liability insurance. Our service is designed for those who want to be fully protected in case something happens to them — not for managing damage claims from others. This makes our coverage clear, focused, and powerful where it matters most: your health.

Your accident insurance is valid from the start date to the end date shown on your certificate of cover. This period is defined at the time of subscription and cannot be changed once the contract is active. Whether you’re booking cover for a single match, a school ski trip, or an extended training camp abroad, your insurance must match the exact dates of your activities. Coverage begins at 00:00 on the start date and ends at 00:00 on the end date. If you only need cover for one day, you can select the same start and end date. For longer sports holidays, we recommend choosing the full duration of your stay, including travel time. A 14-day withdrawal period applies to all new subscriptions, but this right must be exercised before the effective start of your coverage.

Yes, you can insure up to 20 people on a single contract. This feature is perfect for sports clubs, school groups, families, or teams heading to events together. Each individual will receive their own insurance certificate and be entitled to the same guarantees, including medical assistance, repatriation, and personal injury protection. When registering a group, you'll be asked to provide some basic information for each participant, including their name, nationality, and date of birth. This allows us to tailor the policy to each person while keeping things streamlined under one administrative account. If you're insuring a group for a school trip, race, tournament, or multi-activity adventure, our group option is the fastest and most efficient way to secure professional-level cover.

Yes. In case of an accident during scuba diving, your policy includes access to hyperbaric treatment. If a decompression chamber is required, our emergency assistance team will coordinate with local medical services to transfer you to the nearest facility. The medical costs associated with this treatment are fully covered under the plan — making our policy one of the most inclusive for water sports and underwater activities. Diving accidents can lead to serious complications, especially abroad, which is why we’ve built specialised support for this activity into all of our formulas. Whether you’re exploring coral reefs or diving in open water, you can rely on us to keep you safe, supported, and medically covered — above and below sea level.

The “Competition” option is built for athletes who take part in official sporting events, whether as amateurs or professionals. If your sport involves structured matches, tournaments, races, duels, exhibitions, or any situation where you're competing against others, this option ensures you're fully protected during every phase of the event. From triathlons and MMA contests to sailing regattas and mountain bike races, the Competition option guarantees that your policy includes the extra risks associated with performance-focused sports. It covers incidents that may occur during warm-ups, official races, match play, and even during post-event recovery. If you’re participating in a championship, multi-stage tour, or endurance competition abroad, this option is essential. It’s also ideal for clubs, federations, or athletes registered in competitive leagues who need a trusted, flexible insurance partner ready to follow them across borders.

The “Baggage” option protects your personal items and sports gear against theft, loss, or damage during your trip. This includes your suitcase, carry-on bags, valuables, and equipment such as skis, helmets, wetsuits, or professional kits. Whether your bag is lost at the airport or your gear is damaged en route to a competition, this cover provides financial compensation for replacement or repair. It’s particularly useful for adventure sports where equipment plays a key role and isn’t usually protected by standard travel policies. The maximum reimbursement amount depends on the selected plan and is clearly detailed in your coverage table. If your lifestyle or sport involves high-value equipment, or if you're travelling across multiple locations, the Baggage option gives you the extra security you need.

In the event of hospitalisation following a sports accident, this optional cover pays you a fixed amount per day spent in care. You can select a daily rate of €30, €40, or €50 when subscribing to the option. This benefit helps offset the financial impact of time away from work, additional family support costs, or any unforeseen expenses linked to recovery. Your selected allowance amount is confirmed on your insurance certificate, and eligibility is detailed in Article 3.2.8 of our General Terms. This option is particularly recommended for those who travel frequently, practise high-impact sports, or want to be financially prepared for all outcomes — even long-term hospital stays abroad.

Once your payment has been confirmed, you’ll immediately receive your insurance certificate, assistance card, and full policy terms by email. If you don’t see them in your inbox, be sure to check your spam or junk folders — especially if you're using a school or work address. You can also access your documents anytime by logging into your account on our website with your email and password. If you've already completed a quote or started a subscription, a temporary password will have been sent to you. This allows you to connect securely to your dashboard and manage your documents in just a few clicks.

To access your account, go to assuretonsport.com and click “My Profile” in the top-right corner. Log in using the email address you used to request a quote or subscribe to a policy. If this is your first time logging in, use the temporary password sent to your inbox. Once inside your profile, you can view your current insurance contracts, download documents, edit your information, and track previous quotes.

Once logged in to your profile, click “Settings” at the top right of the page. From there, you can update your personal information such as name, date of birth, nationality, or contact details. Don’t forget to click “Save” to validate your changes. If you encounter any issues, our support team is available to guide you through the process.

Assure Ton Sport offers policies and supporting documents in English, French, Spanish, and Italian. You can select your preferred language during the subscription process by choosing from the dropdown menu in the top-right corner of the site. For legal accuracy, we do not recommend using machine translators such as Google Translate. All documents are professionally translated and ready to use for official purposes, including during travel or in medical situations abroad.

If you've already completed a quote but haven’t finalised the subscription, you can retrieve it by logging into your account. Go to “My Profile”, find the relevant quote, and click the three dots beside it. From there, select “Subscribe Online” to turn it into a live contract. All it takes is a few final clicks to activate your protection and receive your documents by email.

No. At the moment, Assure Ton Sport only accepts online payment by debit or credit card via our website or mobile app. This secure process takes less than two minutes and ensures instant delivery of your policy documents. Bank transfers are not available due to the real-time nature of our subscriptions, especially when cover is needed quickly before a trip or competition.

Invoices can be generated at the end of each calendar month. To access yours, log into your account and click on “Invoice” at the top of your screen, next to your name. Select the month and year you’d like to view, and your invoice will be ready for download. If you need help locating it, our support team will be happy to assist.

If you encounter a problem while browsing our website, try switching to a different browser such as Chrome, Firefox, Safari, or Edge. You can also try clearing your browser cache and cookies or using incognito/private mode. If the issue persists, you can use our mobile app — available on both the App Store and Google Play — for the same fast, secure experience. These steps resolve most common issues and ensure smooth access to your account and services.

Our “Europe Zone” includes all countries within continental Europe, with the exception of Ukraine, Belarus, and Moldova. Please note that it does not cover overseas territories or ultra-peripheral regions of the European Union. If you are planning travel beyond this zone, we recommend selecting global coverage or contacting our team for guidance.

If you're travelling to several countries outside Europe, you must purchase one policy per destination. The process is quick and easy via our app or website and takes less than two minutes per contract. If all your destinations are in Europe, simply select the “Europe” option during subscription. This ensures you’re fully covered for all eligible sports and activities across the entire zone.

Yes. You are entitled to a 14-day withdrawal period starting from the date of subscription. However, this cancellation must be submitted before the official start of your coverage. To cancel, you must send a registered letter with proof of delivery — either by post (Assure Ton Sport – 968 Route de Caumont, 84470 Châteauneuf-de-Gadagne, France) or online via https://www.ar24.fr. A cancellation letter template is available on page 9 of our General Terms and Conditions.

No, our insurance contracts are not automatically renewed. If you wish to extend your coverage after the end date, you’ll need to take out a new subscription manually via your account. If your club or association subscribed on your behalf, please contact them directly or make a new subscription in your own name online.

Yes, repatriation and medical evacuation are included in all our accident insurance plans. Whether you're on a ski slope in the Alps, diving in the Mediterranean, or training overseas, we cover emergency transport back to your country of residence when medically required. This includes the organisation and full cost of repatriation, even from remote or high-risk locations, with no out-of-pocket expense for the insured individual. If you have selected the optional competition cover, a cap of €100,000 applies to repatriation costs. Outside of that, we operate on actual expenses. You or your team must simply contact our emergency assistance line — available 24/7 — to activate the process. From coordinating local care to organising your safe return home, our support service takes full responsibility for the logistics.

The “Private Life” option extends your insurance protection beyond just your sporting activities. While your standard accident policy only applies during your chosen recreational activity or training session, this add-on ensures you’re also covered throughout the rest of your day — whether you're shopping, sightseeing, or simply walking around your destination. This extended coverage is especially useful during sports holidays, training camps, and school trips abroad. It includes full medical help, transport, and emergency care in the event of an accident not directly related to your sport. It’s designed for athletes, families, and travellers who want complete peace of mind — knowing they’re protected in every moment, not just during a match or event. The “Private Life” option is available exclusively with our day-rate plans, giving you the flexibility to tailor your cover to the exact duration of your trip. Whether you need protection for one day or several weeks, this option offers the reassurance of a complete insurance experience wherever your travels take you.

We provide market-leading individual accident cover for more than 400 sports and adventure activities. Unlike general travel or life insurance policies, which often exclude dangerous or intense sports, our coverage is built from the ground up to protect you during physical activity. This means you're covered for injury, medical treatment, repatriation, emergency transport, hospitalisation, and financial compensation in the event of disability or death. Whether you’re hurt during a match, a training session, a dive, or a hike, your protection is guaranteed throughout the insured period. We focus on the person — not property or third-party damage — which means your plan only covers your own injuries and expenses. That allows us to offer one of the most inclusive, high-performance insurance plans available for sports enthusiasts, amateurs, and professionals alike.

Yes, absolutely. All of our accident insurance plans include coverage for medical fees related to sports injuries. This includes treatments such as consultations, X-rays, emergency care, rehabilitation, and physiotherapy following an accident. The reimbursement limit depends on the plan you choose. Our most advanced option offers medical cover of up to €150,000 per person, providing robust protection for international trips, risky activities, and extended recovery periods. Medical cover is essential for anyone practising intense or potentially dangerous activities. A simple fall during a hike or a bike crash abroad can result in hospitalisation, surgery, and follow-up care — all of which can be costly, especially outside the UK. With Assure Ton Sport, you’re not just insured; you’re protected by one of the most complete and competitive policies on the market for athletes.

If you need to end your trip early because of a sports injury, your policy includes trip interruption protection. Each plan provides proportional reimbursement for unused services such as ski lift passes, sports equipment rental, and lessons. The maximum amount reimbursed per incident is €400, making this an ideal benefit for active families, school ski trips, or any holiday involving prepaid services. This benefit applies not only to the policyholder but also to covered family members. In cases of serious injury, this can significantly reduce the financial impact of cancelling or cutting short a trip. Whether you're hurt on day one or halfway through a week-long training camp, we help ensure your holiday doesn’t end in unnecessary expense.

In the event of an accident abroad, am I assisted with local legal proceedings? A: Absolutely. In addition to legal fees (covered up to €5,000 or €7,000 depending on the plan), we intervene if you are prosecuted following a sports-related accident. We can advance a criminal bail of up to €7,500 to help you avoid preventive detention abroad. An essential legal safeguard outside Europe.

Yes. We know that personal equipment is expensive. In the event of a covered bodily injury, we pay you a fixed emergency benefit of €100 to help cover the replacement of broken contact lenses, glasses, or dental prostheses. This is immediate financial support, in addition to your health insurance.

Yes. We do not leave you alone. If you are hospitalized for more than 7 days and no relative is on site, we organize and pay for a round-trip ticket (plane or train) so that a family member can come to your bedside. We also cover their hotel expenses on site (up to €150 per night, maximum €1,500) so they can stay close to you with peace of mind.

No. Protect your savings. Once your hospitalization is validated by our assistance platform, we make direct payment of hospital expenses to the medical facility. You do not need to advance any funds, which is a crucial financial safeguard in the USA, Canada, or Asia.

Yes. Sport is for everyone, and so is our protection. We specifically offer a “Handisport” option to adapt our coverage to people with reduced mobility. Whether you practice wheelchair basketball, athletics, sit-skiing, or any other adapted sport listed in our appendix, you benefit from the same levels of protection and assistance as other athletes.

This personal accident insurance is designed for anyone who wants daily protection against the consequences of a private-life accident, whether it occurs:
  • during a sports activity,
  • in everyday private life,
  • at school,
  • at home,
  • or while traveling in France or abroad.
It is suitable for:
  • adults,
  • children and students,
  • occasional or regular athletes,
  • families wishing to strengthen their individual protection,
  • people practicing sports in a club, in competition, or in higher-risk activities.
Thanks to several available plans, the policy can be tailored to your situation, age, level of practice, and desired insured capital. Each offer includes essential guarantees such as compensation in the event of disability or death, coverage of medical expenses and care, and access to assistance services.

Unlike traditional health insurance, this coverage focuses on bodily injury and damages resulting from a private-life accident. It effectively complements home, school, or existing health insurance. Depending on the chosen plan, it can also protect your spouse, children, or your entire family.

The cost of personal accident insurance varies depending on:
  • the selected guarantees,
  • the level of compensation,
  • prevention and support options,
  • the risks covered (sports, domestic accidents, daily life).
A quote allows you to compare plans, assess pricing, and find a solution suited to protecting your personal life and your loved ones against accidents and their physical or psychological consequences.

When a sports accident occurs, personal accident insurance steps in to protect the insured against bodily injury related to their sporting activity, whether it involves a leisure sport, a school activity, club training, or a sports trip at any stage of life.
Depending on the plan chosen and the guarantees included in the contract, the insurance may cover:
  • medical expenses and healthcare costs not reimbursed by the health insurance top-up,
  • assistance and repatriation in the event of a serious injury,
  • financial compensation in the event of permanent disability (PPI),
  • payment of a guaranteed lump sum in the event of accidental death,
  • certain expenses related to the early interruption of a sports trip or the inability to resume normal activity.
This sports personal accident insurance helps deal with the physical, financial, and psychological consequences of an accident, even when no third party is responsible. It applies to everyday life, supervised or unsupervised sports practice, in France as well as abroad.

It is an essential form of protection for athletes, children, students, and families, as a complement to existing health or home insurance.

The cost of personal accident insurance depends on the level of cover, the compensation amounts, the assistance services included, and the types of activities practiced. A personalized quote makes it possible to adjust the offer to your lifestyle and find a solution that suits your needs.

Yes. Personal accident insurance applies to a very wide range of sports practiced throughout life, whether for leisure, school activities, club sports, or everyday physical activities. It covers both individual and team sports, indoors and outdoors.

Certain specific practices, such as competitions, tournaments, official events, or sports involving a higher level of commitment, simply require activating a dedicated option when taking out the policy. This makes it possible to adapt the guarantees, compensation levels, and guaranteed capital to the actual intensity of the activity.

The insurance contract specifies the list of covered sports, the applicable conditions, and any restrictions related to age, level, or frequency of practice. These elements are detailed in the General Terms and Conditions to ensure full transparency before requesting a quote.

This flexibility allows each insured person, adult or child, occasional or regular athlete, to benefit from protection tailored to sports accidents and their consequences, in line with their personal situation and family needs.

Yes. During training sessions, regular practice, or supervised sports activities, protection is included in the base personal accident insurance contract. This applies to leisure sports as well as training in clubs, schools, or associations.

For competitions, official matches, races, tournaments, or recognized sporting events, it is necessary to take out the competition option. This option adjusts the guarantees, compensation levels, and guaranteed capital to the specific risks associated with more intensive practice.

This distinction makes it possible to offer appropriate protection for each sporting situation while keeping insurance costs aligned with your level of commitment. Details of the activities covered and applicable conditions are set out in the General Terms and Conditions, helping you choose the plan best suited to your activity.

Plans 1, 2, and 3 mainly differ in the level of guarantees and compensation limits included in the contract. The higher the plan, the stronger the financial protection in the event of an accident.

A higher plan provides:
  • a higher guaranteed capital in the event of permanent disability (PPI),
  • a higher amount paid in the event of accidental death,
  • better coverage of medical expenses and healthcare costs,
  • enhanced support after an accident, particularly to deal with physical or psychological consequences.
This tiered structure allows everyone, adults, children, occasional or regular athletes, to choose personal accident insurance that matches their situation, level of sports practice, and budget.
The cost of personal accident insurance varies according to the selected plan. Higher guarantees mean a higher potential level of compensation. A personalized quote makes it easy to compare offers and choose the solution best suited to your needs and those of your family.

If a sports accident forces you to interrupt a trip, the guarantee allows for pro-rata reimbursement of certain expenses already incurred, such as lift passes, lessons, or sports equipment rental, within the limits set out in the contract.

No. The cancellation option is optional. However, it allows compensation in the event of a serious sports-related accident resulting in hospitalization or death, depending on the selected option and the limits defined in the contract.

Yes. With the private life option, coverage can be extended beyond sports activities, including during travel, stays abroad, or at home, and may also apply to family members. This option is available only with certain daily plans.

Yes. A specific option is available for professional athletes. It is designed for high-level athletes involved in competitions, championships, or intensive training, and adapts coverage to this type of demanding practice.

The choice depends on how often you practice, the type of sport, your level of involvement, leisure, competition, or professional, and the level of protection you want. If unsure, it is recommended to compare compensation limits and review the General Terms and Conditions to make an informed decision.

Full details of guarantees, limits, exclusions, and compensation conditions are available in the General Terms and Conditions. They can be accessed at the bottom of the page and are also sent by email with any quote request or subscription.

Yes. After a sports accident, accident insurance may cover hospital-related expenses, within the compensation limits defined by the selected plan.

Depending on the contract, this may include:
  • healthcare expenses not reimbursed by the health insurance top-up,
  • hospitalization costs,
  • functional rehabilitation,
  • physiotherapy sessions required for recovery,
  • certain additional hospital treatments prescribed after the accident.
The reimbursement level depends on the guaranteed capital, selected guarantees, and insurance plan. Higher plans allow broader coverage, helping to reduce the financial impact of the physical consequences of an accident on daily family life.

A personalized quote helps identify the plan best suited to your situation, sports practice, and healthcare needs.

When an accident occurs abroad and requires hospitalization, the assistance service steps in to support the insured throughout the situation. Depending on the guarantees included in the contract, medical repatriation may be organized and covered if the health condition requires it.

If hospitalization lasts several days, the travel of a close relative may also be arranged to provide moral and practical support to the insured and their family. This human support is particularly important during stays outside France, where isolation can complicate accident management.

Intervention conditions, duration, and services provided depend on the selected plan and assistance level. The cost of accident insurance reflects these services, which help manage the consequences of an accident abroad more calmly, both medically and personally.

A personalized quote makes it possible to choose a plan suited to your travels, sports practice, and protection needs outside France.

Yes. When a sports-related event leads to a permanent limitation, whether partial or total, a financial payment may be provided to support the affected person over the long term.

The amount depends on several factors: the initially selected level, the limit set for each beneficiary, and the degree of impairment assessed. This evaluation is based on a precise scale detailed in the applicable conditions, which measures the real impact on independence, daily life, and the ability to continue personal or professional activities.

Higher-level plans provide access to higher compensation amounts. They are designed to address long-term consequences, whether physical, functional, or linked to a significant decline in quality of life.

Costs therefore vary depending on the desired level of support. A personalized estimate helps identify the solution best aligned with your situation, sports practice, and long-term needs.

Yes, we insure mechanical control and acrobatics. Unlike standard motorcycle insurance policies that exclude acrobatics, we specifically cover Stunt riding (motorcycle acrobatics), Gymkhana, Motorcycle Drift, and Supermoto. Absolute condition: These activities must take place in authorized areas or on circuits (not on open public roads). When requesting your quote, make sure to correctly select your discipline.

Yes, we protect traditions and sporting heritage. Our policy specifically covers regionally rooted disciplines such as Basque Pelota, Nautical Jousting, Basque Strength, Camargue Bull Racing, Tug of War, and Breton Wrestling (Gouren). Subscription advice: There is no need to look for a “Folklore” category. Simply enter the exact name of your discipline when requesting a quote. If it is a team or contact sport, check whether you take part in official tournaments to add the “Competition” option.

No. We cover accidents, not border closures. The geographical coverage of the policy applies worldwide, except in countries subject to restrictions on the free movement of people (for health, security, or weather-related reasons), or in a state of war or political instability. Strategic advice: If access to an area is officially prohibited or restricted by authorities (e.g., quarantine zone or conflict area), do not go. Your insurance will not be able to intervene legally to assist you.

Yes. Our objective is to get you back to sport. If your accident resulted in a fracture or required surgery, we reimburse your physiotherapy and rehabilitation expenses up to €350. This is an essential complement to Social Security to ensure access to the best care.

Yes. This is an essential safeguard to avoid financial loss. If you subscribe to the “Cancellation” option, we reimburse non-refundable expenses (hotels, rentals, training courses) if a sports accident or death prevents you from traveling.

Absolutely. We keep up with the times. Unlike many traditional policies, we cover the use of electric scooters, electric skateboards, self-balancing wheels (electric unicycles), and electric mountain bikes.

Yes, we insure fighters. Unlike many policies that exclude “violent” contact sports, we explicitly cover MMA (Mixed Martial Arts), Krav Maga, Muay Thai, Brazilian Jiu-Jitsu, and Karate. Key advantage: You are covered during training sessions as well as training camps. Important: If you take part in official fights or competitions, the “Competition” option is mandatory to be insured.

Yes, it is mandatory. Do not take any risk. As soon as an event includes a ranking, timing, prize money or rewards (even symbolic ones), it is legally considered a competition. You must therefore take out the “Competition” option in addition to the base insurance. Without it, any accident occurring during the event (marathon, amateur tennis tournament, regatta, etc.) would not be covered.

We protect you even in cases of moderate after-effects. Compensation for permanent disability starts as soon as the impairment rate reaches 10% (according to the contractual scale). Why is this important? Many insurance policies only trigger compensation from 30% or 50% disability (severe disability). With Assure Ton Sport, a lighter but still limiting after-effect is already taken into account financially.

We operate with full transparency. Compensation is based on the replacement value with depreciation deducted, but with a favorable rate. During the first year following purchase, we reimburse 75% of the purchase price. In the following years, the reimbursement is reduced by 10% per year. This is a solid guarantee that allows you to reinvest in new equipment after a setback.

We do not separate families. If you are medically repatriated by our services and the people accompanying you (and insured under the policy) are unable to return using the originally planned means, we organize and pay for their return ticket. The Assure Ton Sport guarantee: Whether it concerns your spouse or your children, we take care of their return home so that no one is left stranded alone at the holiday destination.

Yes. For your leisure activities with friends or in a club, you are covered. Our policy specifically includes target and strategy sports such as Paintball, Airsoft, Clay Pigeon Shooting (Ball-trap), Archery, and even Laser Game (considered as a shooting activity).

We insure the rider, not the horse. Our policy covers your bodily injuries while practicing horse riding, show jumping, dressage, polo, or horse-ball. Important: The animal itself is never covered (no veterinary expenses). We focus 100% on your physical safety and your repatriation in the event of a fall or a kick.

Yes. We are the insurance for the sports of tomorrow. Our policy specifically covers Electronic Sports (E-Sports), Speedcubing, as well as intense urban disciplines such as Parkour, Chase Tag (competitive tag), and Streetboard. Subscription advice: To be covered, simply select these disciplines from the dropdown list when requesting your quote.

Your safety is our priority, but there are geopolitical limits. Coverage applies worldwide, except in countries affected by civil war, foreign war, or well-known political instability (riots, popular uprisings, movement restrictions). Pre-departure advice: Always check the situation at your destination. If riots break out or if the country is closed for security reasons, the insurance will not be able to intervene.

Yes, we insure all passions, even the most unconventional ones. Our catalogue is one of the most extensive on the market. We officially cover Soapbox Racing, Tractor Pulling (competitive tractor events), Dragster racing, Drift, Fol’Car, and even “Traine-cul surprise” (traditional folk races). Subscription guide: Do not look for a “Miscellaneous” category. Simply type the exact name of your discipline into our search engine when requesting a quote.

We insure the handler, not the animal. You are fully covered for bodily injuries while practicing sports involving animals such as Ski-Joëring, Agility, Pony Games, Driving (Attelage), or Cani-cross. Important point to note: The animal itself (dog, horse, etc.) is not covered under this policy. Veterinary expenses for injuries to your companion are not covered. Our priority is your physical safety.

Yes, your peace of mind is our priority. We fully cover maintenance and wellness disciplines such as Yoga, Pilates, and Nordic Walking. Why insure low-impact sports? Accidents can happen unexpectedly (wrong movement, fall during a walk or hike).

Absolutely. We insure precision leisure activities. Whether you are on the green or the pétanque court, you are covered for practicing Golf, Pétanque, Bowling, Billiards, and Darts. The Assure Ton Sport advantage: These activities are often practiced while on holiday. As our coverage is worldwide (excluding high-risk zones), you are protected if you are injured during a game abroad or while traveling to the venue.

Yes. Enjoy your passion by the water or underwater with complete peace of mind. We cover Sport Fishing (freshwater and sea), as well as Spearfishing and Freediving. Why get insured? Even without a serious injury, an incident in a remote area can be very costly. Our policy includes Search and Rescue Expenses up to €50,000, which is essential if you need to be rescued in a hard-to-reach area (cove, isolated river, offshore).

Absolutely. We protect you both in the gym and outdoors. Our policy specifically covers Cross Training, Bodybuilding, Fitness, Weightlifting, and Powerlifting. The detail that matters: If you drop a weight or injure yourself on your own (muscle strain, tear), we cover the remaining medical expenses at your charge (consultations, X-rays) as well as the necessary rehabilitation (up to €350 after surgery or fracture).

Yes, we insure the new trends in team sports. You are covered for practicing Ultimate (Frisbee), Kin-Ball, Tchoukball, Dodgeball, and Touch Rugby. Tournament advice: These disciplines are often organized as weekend tournaments. If you take part in matches with rankings or prizes, remember to select the “Competition” option when subscribing to ensure coverage for both your travel and participation.

Yes, especially for committed players who travel. We cover Billiards (American, English, French, Snooker) as well as Darts. The decisive argument: Beyond bodily injury, travel is often the main issue. By taking out our insurance with the “Luggage” option, you protect your personal belongings during transport to your competitions or practice venues.

Yes, we cover all racket sports, including the most intense ones. Whether you practice Padel, Squash, Badminton, Speed-ball, or Table Tennis, you are protected. Key point for travelers: Many enthusiasts go on training camps (e.g., Padel in Spain). As our coverage applies outside your home country (and abroad excluding high-risk zones), we cover your medical expenses if you get injured on court.

Yes, enjoy the water with complete peace of mind. We insure the most popular water leisure activities such as Stand Up Paddle, Canoeing/Kayaking, Freediving (apnea/snorkeling), and Pedal Boats. Why is this important? A cut on a rock or a medical issue at sea may require intervention. We include Search and Rescue Expenses (up to €50,000), covering rescue services if you are in difficulty offshore.

Yes, we insure team cohesion. Our policy includes festive and collective disciplines such as Cheerleading (pom-pom girls/boys), Tug of War, Majorettes (Baton Twirling), and Sport Dance. Competition advice: These disciplines often involve competitions or festivals. To be covered during such events (which include rankings), remember to select the “Competition” option when subscribing.

Absolutely. Precision requires peace of mind. We cover target sports such as Archery, Blowgun, Darts, and Jukskei. Safety detail: Even in these calm sports, accidents can happen quickly (hand injury, fall). We reimburse your remaining out-of-pocket medical expenses.

We insure your balance, with clear safety rules. Slackline practice is covered up to a maximum height of 1.60 meters. For Highline (at height), you are covered provided that you are securely attached to a lifeline. Why this requirement? It provides legal protection. If you comply with these basic safety rules, we cover your medical expenses and repatriation in the event of a fall.

Yes, precision deserves the best protection. We specifically cover Curling, Eisstock (ice pétanque), as well as Ice Dancing and Figure Skating. Club advantage: These disciplines are often practiced as a team. Our policy allows you to insure multiple people (or an entire club) to secure travel for regional or international tournaments. Simply remember to add the “Competition” option if rankings are involved.

Yes, we do not ask you to choose between your life and your equipment. In addition to your personal search and rescue expenses (up to €50,000), we include a specific allowance of up to €1,200 for the rescue, search, and towing of your surfboard, windsurf board, jet ski, or kitesurf equipment. What makes it unique: Many insurance policies only rescue the person. We also help recover your drifting investment.

Absolutely. All your outdoor games are under our protection. We insure Croquet, Boomerang, Boulingrin (Lawn Bowls), Palet Games, and Nine-Pin Skittles. Family advice: These activities are often practiced during holidays or family gatherings. Our insurance covers you and your registered relatives against minor accidents (falls, being hit by equipment) that could spoil the moment, even abroad.

Absolutely. Your unusual adventures are fully secured. Our policy specifically covers tourist activities often excluded elsewhere, such as Camel Racing, Dog Sledding (sled dog activities), and Chariot Racing. Important: We cover the passenger and the driver/handler for bodily injuries, but the animal itself is not insured (no veterinary expenses). Enjoy the experience—we take care of the risks.

For any specific questions regarding the risks covered, the compensation conditions or the steps to follow in the event of an accident, we recommend that you consult the details of our General Conditions of Sale (downloadable at the bottom of our website and sent by email when requesting a quote or signing up for a contract). A doctor or a specialized medical office can also provide you with medical expertise in the event of aptitude and/or contraindication to sports practice.

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