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For any specific questions regarding the risks covered, the compensation conditions or the steps to follow in the event of an accident, we recommend that you consult the details of our General Conditions of Sale (downloadable at the bottom of our website and sent by email when requesting a quote or signing up for a contract). A doctor or a specialized medical office can also provide you with medical expertise in the event of aptitude and/or contraindication to sports practice.
| THE GUARANTEES | Formula 1 | Formula 2 | Formula 3 |
|---|---|---|---|
| REPATRIATION ASSISTANCE | |||
| Transport / Repatriation | Real costs with a cap of €100,000 if the Competition option is selected. | Real costs with a cap of €100,000 if the Competition option is selected. | Real costs with a cap of €100,000 if the Competition option is selected. |
| Health care expenses | 10 000 € / person | 150 000 € / person | 10 000 € / person |
| Presence of a relative if hospitalization more than 7 days | Round trip ticket | Round trip ticket | Round trip ticket |
| Presence with the Hospitalized Insured | Transport ticket * + hotel expenses €150 per night – maximum €1,500 | Transport ticket * + hotel expenses €150 per night – maximum €1,500 | Transport ticket * + hotel expenses €150 per night – maximum €1,500 |
| Return of the accompanying persons | Return ticket | Return ticket | Return ticket |
| Glasses and dental prosthesis | 100 € / person | 100 € / person | 100 € / person |
| Rehabilitation and physiotherapy expenses | 350 € | 350 € | 350 € |
| Franchise when the insurer takes part in first place in the absence of medical insurance or Social Security coverage | 250 € / person | 250 € / person | 250 € / person |
| Rescue and research costs | 50 000 €/ event (1200€ max for rescue and research costs and towing surfboard sailing, jet skiing and kite surfing) | 50 000 €/ event (1200€ max for rescue and research costs and towing surfboard sailing, jet skiing and kite surfing) | 50 000 €/ event (1200€ max for rescue and research costs and towing surfboard sailing, jet skiing and kite surfing) |
| Body’s repatriation | 3 000 € / person | 5 000 € / person | 3 000 € / person |
| Funeral expenses | 1 000 € / person | 3 000 € / person | 1 000 € / person |
| Advance of the penal guarantee | 7 500 €/event | 7 500 €/event | 7 500 €/event |
| Legal assistance (attorney fees) | 5 000 € / person | 7 000 € / person | 5 000 € / person |
| INDIVIDUAL ACCIDENT | |||
| Total or partial permanent disability greater than 30% | 10 000 € max/person | 50 000 € max/person | 200 000 € max/person (according to progressive scale – see general conditions) |
| Accidental death | 10 000 € /person | 50 000 € /person | 40 000 € /person |
| STAY INTERRUPTION | |||
| Refund lifts fee, courses and rental of sports equipment | On a prorata temporis with a maximum of 400 € / claim | On a prorata temporis with a maximum of 400 € / claim | On a prorata temporis with a maximum of 400 € / claim |
| CANCELLATION OPTION | |||
| OPTION 1 (included) | |||
| Serious accident related to sports practice requiring hospitalization | a maximum of 400 € / person | a maximum of 800 € / person | a maximum of 400 € / person |
| Death following an accident during the sports practice | 50 € / person | 100 € / person | 50 € / person |
| OPTION 2 | |||
| All accidents requiring hospitalization or subsequent death | a maximum of 400 € / person | a maximum of 800 € / person | a maximum of 400 € / person |
| Franchise | 50 € / person | 50 € / person | 50 € / person |
| PRIVATE LIFE OPTION | |||
| Extended coverage outside of your sports activities, including your trips and stays abroad. | Available only with the daily plan. | Available only with the daily plan. | Available only with the daily plan |
| COMPETITION OPTION | |||
| ✔️ | ✔️ | ✔️ | |
| PROFESSIONAL SPORT OPTION | |||
| For professional athletes: designed for those who practice sports at a high level, in competitions, championships, training, or other sporting activities. | ✔️ | ✔️ | ✔️ |
| HOSPITAL DAILY ALLOWANCES OPTION | |||
| Hospital daily allowances | According to the amount indicated on the membership certificate | According to the amount indicated on the membership certificate | According to the amount indicated on the membership certificate |
| BAGAGE OPTION (IF MENTIONNED IN THE CERTIFICATE OF MEMBERSHIP) | |||
| Lugages guarantees | a maximum of 800 € / claim | a maximum of 2 000 € / claim | a maximum of 800 € / claim |
