Custom BMX Insurance That Covers Every Ride

Competition & Professional Rider Options

Racing on a black Meybo frame in the USA, or riding your personalised grey BMX on tour? Choose our “Competition” or “Pro Rider” add-ons. These enhanced protections are ideal for serious racers, whether you're chasing podiums in your home country or taking on international circuits.

Permanent Disability Cover – Up to €200,000

If an accident has long-term consequences for your health or career, we’ve got you covered. Our disability benefit supports both beginners and expert riders, offering critical financial support in case of life-changing injuries.

Emergency Transport and Repatriation

In case of an injury on the trail, dirt track, or during a cruiser bike event, enjoy full repatriation at actual cost. Whether you ride locally or abroad, Assure Ton Sport ensures your safety no matter the place.

Health Care Costs Covered – Up to €150,000

Falls, broken frames, damaged wheels, or sharp pads BMX racing comes with risks. Our policy covers up to €150,000 in medical costs, including injuries from bike crashes, gear malfunctions, or accidents during pro competitions.

Why Is BMX Race Insurance Essential?

BMX riding whether you're into vintage styles, tailored builds, or competitive race tracks comes with real risks. From hard landings on jumps to misjudged corners or freestyle crashes, every rider, in any category, faces potential injury. Even the best pads, frames, and wheels can't fully eliminate the danger. 
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Trusted Expertise in BMX Insurance and Rider Protection

Our BMX insurance solutions are trusted by amateur and pro riders, as well as BMX clubs across France and the UK. Whether you're training for a national race, attending a beginner coaching camp, or riding on local dirt tracks, we’ve got you covered. From freestyle elements to cruiser bikes, our flexible coverage adapts to your needs, no matter your experience, style, or riding discipline. 

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FAQ

No, our BMX race insurance is specifically designed to cover bodily injury and personal protection for riders, not material damage. This means that if you suffer an accident involving frames, wheels, pads, or any other bike parts, the cost of repairs or replacement is not included in your policy. Similarly, stolen bicycles, whether they’re mini BMX, grey frames, or custom pro series bikes, are not covered under this plan.

However, we do understand the value of your gear. Whether you ride a Haro cruiser, a Meybo element, or a United frame, the financial impact of damage can be significant. While our policy doesn’t directly insure your equipment, it ensures you’re financially protected in case of injury. Riders can still seek dedicated bike or equipment insurance as an optional add-on for protecting the full value of their BMX gear, from black disc wheels to high-grade headsets.

Absolutely. Our BMX insurance includes full coverage for riders participating in organised training sessions, whether you’re riding on a race track, practicing flatland techniques, or preparing for events at a local dirt park. Whether you're part of a beginner BMX group or a pro-level club, our policy adapts to your activity and skills.

Training is where injuries often occur—from small crashes on jump lines to more serious falls on technical trail elements. That’s why we extend coverage for medical treatment, emergency transport, and rehabilitation costs, ensuring you're fully supported. Whether you're on a black cruiser bike, a tailored freestyle setup, or grey tyre BMX, you'll get reliable insurance protection every time you train.

Yes, and not just any cover—we offer specialised competition insurance, designed for serious riders and pro racers alike. Our “Competition” option is tailored for riders participating in official BMX races, whether in the UK or internationally. This includes events hosted under the UCI, national federations, or local race leagues.

We know that competition-level BMX racing involves a higher risk profile: high-speed cornering, jumps, and contact racing can result in injuries. Our insurance includes up to €200,000 in disability cover, medical costs up to €150,000, and emergency repatriation. Whether you’re racing on a Haro pro frame, using element-level pads, or pushing your limits on a speed-focused BMX cruiser, our policy ensures you're protected before, during, and after every race.

Yes. Whether you're racing in France, training in the USA, or participating in a beginner series in Germany, our BMX insurance covers your international sports activities. Global coverage means you’re protected during trips, competitions, and training sessions, no matter where your wheels take you.

This is especially useful for riders participating in international BMX competitions or attending training camps overseas. We offer 24/7 assistance, repatriation, and medical support for injuries sustained abroad. Even when using grey disc wheels, high quality helmets, or a custom edge frame, you’ll have peace of mind knowing your insurance protection travels with you.

Definitely. Our policies are designed to accommodate all age levels, from kids just starting out on mini bikes to teenagers competing at national levels. Whether your child enjoys weekend dirt park sessions or is part of a BMX racing club, we ensure they’re fully protected.

Young riders often face high injury risks, especially during their developmental years, where control, speed, and confidence are still growing. Our insurance covers medical costs, personal protection, and repatriation, even during school BMX events or group riding activities. Parents of young riders—whether they're riding junior chase bikes, grey frames, or black cruiser setups—can rest assured that their children are insured with one of the best BMX-specific policies available.

Yes, our comprehensive BMX insurance is built to protect riders across all BMX disciplines, including freestyle, dirt jumping, flatland, and even urban park riding. Whether you're performing tricks on a street setup, gliding over dirt hills, or balancing on a mini flatland frame, your bodily injury coverage applies.

These forms of BMX riding involve technical manoeuvres, fast transitions, and often high-impact landings—all of which increase the risk of falls and injuries. That’s why our policy includes coverage for injuries sustained during trick sessions, whether in a skatepark, on a trail edge, or on a tailored freestyle BMX with pegs and reinforced headsets. No matter your style or experience, our BMX protection plan follows your ride, from foam pits to full-size dirt trails.

Our personal injury cover is one of the most complete protection plans available for BMX riders, whether you’re a young racer, a seasoned pro, or just riding for fun. It includes up to €150,000 for healthcare costs, including emergency treatment, hospitalisation, and rehabilitation therapy. Whether you've fallen during a race heat, or landed awkwardly from a freestyle jump, your BMX health expenses are taken care of.

Additionally, in the event of temporary or permanent disability, we provide up to €200,000 in compensation, offering crucial financial support for riders whose lives or careers are affected. If you're riding a black Meybo bike, Haro frame, or grey series custom build, you’ll be covered for everything from broken bones to serious trauma, ensuring your recovery is fully supported.

Yes, our insurance solutions include temporary coverage options perfect for single events, competitions, or international BMX races. If you're attending a one-day BMX event, a regional race, or a freestyle demo, you can choose a short-term plan that still offers top-tier protection, without committing to a full year.

This is ideal for casual riders, part-time racers, or young competitors who only participate occasionally. You’ll get access to all the same benefits—medical care, repatriation, and disability compensation—even if you're only riding your custom edge BMX for a weekend. Don't forget to select the "Competition" option during sign-up to activate event-specific coverage.

Yes, urban BMX riding is fully covered under our insurance policy. Whether you're in a concrete skatepark, a street plaza, or a dedicated urban course, any injuries sustained during riding will be covered by our BMX accident insurance.

Skateparks are known for unpredictable elements: half-pipes, rails, bowls, and even manual pads can cause serious falls. Whether you’re riding a high range street BMX, a freestyle grey setup, or a tailored junior park bike, we make sure your medical expenses and repatriation are fully taken care of. We believe riders should feel free to push their limits, knowing their insurance protection keeps up with every terrain.

Yes, our policy covers all BMX styles, including vintage BMX models, collectors’ series, and classic race bikes. Whether you're taking part in a retro BMX show, competing in a vintage category, or simply cruising on a grey old-school frame, you are protected.



Many vintage bikes—whether they’re built with chrome alloy parts, protection pads, or cruiser-style handlebars—are still ridden in active competitions or events. Injuries can still happen, and we treat them no differently than modern BMX incidents. Our BMX race insurance is designed for all styles and all levels, from the early days of the sport to today's high-speed pro circuits.

In the event of an accident—whether on a BMX race track, in a freestyle park, or during a trail session—you should immediately contact our dedicated rider assistance team. We’ll guide you through every step, from declaring the incident to processing your claim. Be sure to provide details such as the date, location, and circumstances of the event, as well as information about your bike type.



We aim to make the claims process fast and smooth, so you can focus on your recovery and riding goals. Whether you're a young rider on a grey BMX frame, or a pro athlete competing internationally, your medical bills, repatriation, and disability compensation will be handled with care. Our mission: help riders get back on their wheels with confidence.

Absolutely. Our BMX insurance is also tailored for clubs, training groups, and youth teams. Whether you’re managing an entry-level BMX development programme, organising weekly coaching sessions, or running a regional club with several mini or cruiser-sized bikes, we offer coverage that protects every rider involved.



Club-level riding often involves structured training sessions, high-performance coaching, and local competitions. That’s why our insurance includes group coverage options, competitive-level add-ons, and discounted rates for larger enrolments. We work directly with UK BMX clubs, freestyle collectives, and race organisers to deliver the best protection on the market—making us the go-to insurance provider for the country’s top BMX organisations.


While your BMX club licence may offer basic coverage, it's often limited to specific events or minimal compensation. Our insurance, on the other hand, is designed to provide full, professional-grade protection across all disciplines—race, freestyle, street, flatland, dirt, and even vintage BMX events.



With higher medical coverage limits, repatriation, international protection, and optional professional-level benefits, we give you the peace of mind that basic club guarantees simply can’t match. Whether you’re riding a United frame, training on a grey Haro build, or entering a beginner series in the UK or abroad, our insurance grows with your skills and ambitions. It’s the most complete BMX injury insurance available for amateurs and pros alike.

Yes, our policy includes options designed specifically for professional BMX athletes. If you’re competing in national series, participating in UCI BMX World Cups, or appearing in sponsored demo events, our "Pro Rider" and "Competition" options ensure you’re covered at the highest tier.



We understand the demands of top-tier riding: intense training, international travel, high speeds, and frequent exposure to risk of injury. That’s why our coverage includes up to €200,000 in disability compensation, medical treatment costs, and repatriation, all tailored for elite riders. Whether you’re sponsored by a major brand, riding a black disc-wheel bike, or showcasing your talent in freestyle exhibitions, our insurance is your performance partner on and off the track.

No, your coverage is valid regardless of the protective gear you choose to wear. Whether you're riding with a full-face helmet, reinforced pads, personalised shoes, or carbon fibre frames, your personal injury coverage remains the same. We strongly encourage all riders to wear the best safety gear available—particularly young BMXers, freestyle park riders, and race competitors—but your insurance benefits do not change based on the equipment used.



We believe that combining the right safety gear with high-performance BMX insurance creates the strongest protection possible. So go ahead—upgrade your tyres, swap your headset, or invest in a grey lightweight frame—we’ve still got your back (and your legs, and your collarbone…).

Yes, our BMX insurance is fully valid when you're abroad, whether you're training in Europe, competing in the USA, or exploring trails in a new region. Whether you're participating in a Chase-sponsored international series, joining a pro-tier event, or simply taking your race BMX on holiday, we ensure you stay covered.



Our coverage applies during international trips, official competitions, and training camps, including repatriation if needed. We support British riders and French BMX athletes abroad, making sure your medical expenses, transport, and emergency services are handled—so you can focus on speed, technique, and taking that podium finish. With us, you're protected on every surface, from European dirt parks to American flat tracks.

Absolutely. Our insurance is designed to protect riders of all ages, from kids on mini frames just starting out, to beginner competitors racing in UK leagues. BMX is a sport that attracts young athletes with talent and ambition—and they deserve the same amount of protection as adult pros.



We offer full coverage for school riders, club juniors, and even freestyle enthusiasts learning tricks in urban parks. Whether your child rides a grey cruiser, a United junior model, or a personalised Meybo race bike, their injuries, accidents, and training incidents will be covered. Parents across the UK trust our youth insurance solutions to give their kids the freedom to ride hard—without the worry.

Yes, our policy is designed to cover all styles of BMX riding—including freestyle, street, park, flatland, and dirt. These disciplines may not take place on formal race tracks, but they come with their own risks: jumps, rails, obstacles, and high-impact landings.



Whether you’re perfecting tricks at the skatepark, hitting dirt jumps with your black Element frame, or doing flips off ramps, we provide full injury coverage. Our policy ensures that riders are protected during training, competition, or casual sessions. From your shoes and pads to your wheel setup and seat height, we know that freestyle BMX is all about precision—and our insurance is too.

Our bodily injury protection includes medical expense reimbursement, hospitalisation, emergency repatriation, and compensation for permanent or temporary disability. If you suffer a crash—whether on a race circuit, in a freestyle park, or while riding a tailored BMX bicycle—we’re here to support your recovery financially.

You can claim for physiotherapy, surgery, and even extended treatment linked to your injury. The policy covers serious falls, collisions, and injuries linked to defective wheels, frames, or protective gear failures. Whether you’re riding with clipless shoes, a disc brake setup, or an oversized grey frame, your bodily protection is comprehensive and robust.

Yes, we offer temporary insurance options specifically for events, training weekends, and one-off competitions. Whether you're attending a beginner BMX camp, riding a Meybo Edge in a pro race, or doing a demo at a freestyle show, we can offer coverage for just a few days or weeks.



Temporary insurance includes all the key protections: bodily injury, medical expenses, and emergency transport. It’s a great option for riders without a year-round licence, or anyone borrowing a bike setup for a special event. Our short-term packages are flexible, affordable, and fully aligned with the realities of competitive BMX.

Yes, we cover injuries sustained in skateparks, street parks, and other urban freestyle areas. Whether you’re riding concrete bowls, performing street tricks on rails, or jumping from ledges with your BMX black cruiser, we’ve got you covered.

Our policy protects you from collisions, hard landings, and even equipment-related accidents that might happen during street riding. It’s perfect for riders who mix freestyle with race training, or anyone who spends time in both urban spots and dirt trails. And yes, it covers both kids and adults, whether you're using strong alloy wheels, tailored headsets, or lightweight race frames.
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