Our BMX Insurance Coverage

Transport and Repatriation

In case of a BMX accident, we cover medical transport and repatriation in France and abroad.

Medical Expenses and Compensation

The insurance covers medical costs, hospitalisation and rehabilitation after an accident.

“Competition” and “Professional Athlete” Options

Specific guarantees are available for competitions and intensive practice.

Disability Coverage

In case of permanent disability, compensation is provided according to the disability rate.

Why Take Out BMX Insurance?

BMX is a fast and technical sport with risks of falls and injuries. Suitable insurance helps cover medical costs and the financial impact of an accident. With Assure Ton Sport, you benefit from accident insurance designed specifically for BMX riders.
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How to Take Out BMX Insurance

Fill out your online quote request.
Choose the plan that matches your level and needs.
Confirm your policy in just a few clicks and receive your certificate instantly.
No medical exam or complex paperwork required: the process is smooth and designed for athletes.
You can adjust your coverage at any time depending on your plans (new competition, bike rental, or change in sporting level).

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FAQ

For BMX practice, several types of sports insurance exist, but the most useful remains personal injury insurance.

At Assure Ton Sport, our BMX insurance policy focuses on protecting the rider in case of an accident or bodily injury on the track or in competition.

Unlike equipment insurance or borrower insurance, our offer does not cover bikes or wheels, only bodily injuries, with fast compensation, tailored coverage, and excellent value for money.

This approach ensures optimal financial security without relying on a broker or a mortgage.

 

No, BMX insurance is not mandatory for recreational riders in France.

However, some electrically assisted vehicles (e-bikes) exceeding 25 km/h are considered motor vehicles under French insurance law and therefore require specific insurance.

Even if BMX insurance is not legally required, it remains essential to protect yourself financially and avoid loss of income in case of a sports accident or bodily injury.

Taking out an appropriate policy allows you to ride safely while being covered against bodily risks.

The cost of BMX insurance depends on the level of coverage, the type of practice (recreational, club, or competition), and the contract duration.

In general, personal injury plans like those offered by Assure Ton Sport are affordable, with no extra cost related to equipment or the bike itself.

Traditional insurers often base pricing on the value of the BMX or the borrower’s profile, while our sports-focused offers rely solely on the desired coverage level and selected guarantees.

A dedicated personal injury policy remains the best option to avoid financial loss in case of an accident or injury.

In France, mandatory insurance applies to all citizens, not just athletes:

  • Home insurance (often required for rentals or mortgages)

  • Car insurance (for any motor vehicle)

  • Health insurance

  • Professional civil liability insurance (for self-employed workers)


These legal policies do not directly cover BMX-related sports risks. That’s why taking out complementary BMX insurance is essential to benefit from specific protection against bodily injuries linked to sporting practice.

Coverage levels vary depending on the policy and pricing:

  • Basic coverage: limited personal injury protection, suitable for recreational riders or club members.

  • Intermediate coverage: enhanced compensation and better financial protection after an accident.

  • Full coverage: dedicated guarantees for competition, track riding, and serious injuries, with no deductible or depreciation.

  • Premium coverage: tailor-made solutions for elite athletes, with immediate compensation in case of major bodily risk or income loss.


At Assure Ton Sport, all plans are 100% focused on rider protection, ensuring optimal safety and fast compensation in case of an accident.

Riding without BMX insurance exposes you to serious financial and physical risks.

In the event of an accident, medical costs, healthcare, and rehabilitation will be at your expense. If you injure a third party, you may have to personally compensate for damages.

Without a policy, there is no financial protection for income loss, injuries, or competition-related risks.

That’s why taking out appropriate sports insurance is essential to protect both your daily life and personal finances.

Even for recreational riding, BMX or MTB insurance is highly recommended.

Accidents, falls, and bodily injuries also happen during leisure outings, and proper coverage helps avoid financial loss.

Home insurance or life insurance policies do not cover sports-related risks or bodily injuries specific to track or competition riding.

A dedicated sports insurance policy ensures fast compensation, controlled pricing, and comprehensive protection for every rider.

Choosing Assure Ton Sport means opting for BMX insurance designed by sports specialists, aligned with the real needs of riders.

Our offer stands out thanks to a simple subscription process, no broker involvement, and comprehensive personal injury protection against sports-related risks.

Each policy includes dedicated guarantees for accidents, injuries, competitions, and club training sessions.

We prioritize fast compensation, reliable financial security, and transparent pricing, with no hidden fees or lengthy procedures.

In short: effective, tailored insurance, designed for every athlete who wants meaningful and practical life protection.
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