Your combat sports insurance for peace of mind

Risky sports activities may require special attention from your insurer. Combat sports, like boxing, carry a higher risk of accidents and severe injuries compared to other sports. Standard mortgage insurance usually includes life insurance, disability insurance, and sometimes unemployment insurance. However, insurers may include specific exclusions for accidents sustained during combat sports. It's crucial to review the contract for clauses related to risky sports and request specific coverage if necessary. When subscribing, you will likely need to fill out a health questionnaire detailing your sports activities. Insurers may also request information about the frequency of your practice and your skill level. These elements help better assess the risk and adjust the coverage terms. In addition to borrower’s insurance, you should consider civil liability insurance to cover damages you may cause to third parties during your sport. Boxing clubs or sports federations often offer specific policies that include this coverage. In summary, practicing boxing as a combat sport involves specific risks that may affect your mortgage insurance and loan subscription. It’s advisable to discuss in detail with your insurer and fully understand the applicable coverage and exclusions to be properly protected in case of an accident or injury.

When practicing a combat sport like boxing, the risks of injury are high. That is why our insurance plans focus on providing individual coverage for athletes against the consequences of accidents. When you subscribe to our insurance, you will be asked to fill out a detailed questionnaire about your sports activities to ensure you receive appropriate coverage. Be sure to understand the exclusions and conditions of the contract to guarantee full protection in case of an accident or illness caused by your sports activity.

When practicing a combat sport like boxing, it is essential to take out appropriate insurance to cover bodily risks. Here are the key points to consider:

Nature of risk: Combat sports carry a high risk of injury and accidents. Check with your insurer that your policy specifically covers injuries related to these sports activities.
Civil liability: It may be worth having coverage that includes civil liability to cover damages caused to others during the sport. This protects the practitioner against third-party claims.
Disability and death: Combat sports insurance policies should also provide coverage in case of permanent disability or death due to an accident.
Exclusions: Be sure to read the policy exclusions. Some insurers may exclude injuries sustained during competitions or intense training.
Health questionnaire: Taking out combat sports insurance may require filling out a health questionnaire. Be precise and honest, as false declarations could void your coverage.
Mutual insurance and association: In addition to individual insurance, check if your mutual insurance, club, or sports association offers specific insurance for a combat sport, such as boxing.
Guarantees: Analyze the coverage offered by the insurer. It should include medical expenses, hospitalization, rehabilitation, as well as daily allowances in case of work stoppage.
Quotes and comparison: Request quotes from several insurers to compare offers and choose the one that best suits your needs. Take into account the amount of the premiums, but also the extent of the coverage and exclusions.
Guarantee effect: Ensure you understand when coverage begins. Some insurance policies may have waiting periods before coverage takes effect.
Borrower and mortgage insurance: If you have a loan or mortgage, find out from your bank or insurer about the compatibility between your combat sports insurance and your borrower’s insurance. In case of a disabling accident, this could affect your ability to repay your mortgage.
In summary, it's essential to pay attention to the nature of covered risks, the guarantees offered, civil liability, exclusions, the health questionnaire, mutual insurance and association options, quotes, and the start date of coverage to ensure you're well-protected as a combat sports practitioner.

Our combat sports insurance policy does not serve as a license. Only a federation, such as the FSC, can issue this document. Our coverage only applies to bodily injuries sustained during an accident in the context of sports activities, like boxing. The insurance coverage also extends to activities within your club or association.

Yes, options such as "Competition" and "Professional Athlete" are available for those looking to enhance their performance. Unlike your health insurance or your bank’s insurance, these sports practices are not part of our exclusions. Children can also benefit from this specific protection. Request a quote from our insurers to protect your sporting life.

Taking out specific insurance for sports activities abroad is essential to cover the many risks associated with these activities. Our insurance contracts include repatriation assistance at actual costs in the event of injuries during your sport. Whether you practice boxing, Muay Thai, or other individual sports like skiing, we cover repatriation in the event of an accident or illness linked to intense physical exertion that requires urgent medical attention.

Our insurance coverage focuses exclusively on individual accidents related to sports activities but does not extend to damage caused to others. When taking out a mortgage, banks typically offer insurance to cover various risks, including those related to the borrower's life. It's important to note that civil liability, which covers damage caused to third parties, is often included in insurance policies. However, our insurance is limited to personal accidents and does not include civil liability coverage. If you are looking for a policy that includes civil liability coverage for sports like boxing or skiing, we recommend consulting other insurers or requesting a quote from your health insurance provider or sports association. Some sports federations, such as the FSC, may also offer insurance tailored to athletes.