Your tennis insurance for playing with peace of mind

As a professional tennis player affiliated with the FFT, it is crucial to understand the coverage offered and the procedure for filing a claim in case of an incident. The available insurance policies cover several key aspects of your sports career. First, some insurance policies offer professional liability coverage, which protects against material and bodily harm you may cause to third parties during the practice of your sport, whether during training, competitions, or events organized by your club or the federation.

Secondly, personal accident insurance, such as that offered by Assure Ton Sport, provides protection in the event of an accident, including coverage for medical expenses, compensation for temporary or permanent disability, and other financial consequences related to an accident.

There are also complementary insurance options to enhance your coverage, tailored to your level of play, ranking, and the specific risks associated with your profession as a professional player. In France, specialized brokers like ALAC Courtage offer contracts designed for tennis professionals. Clubs affiliated with the FFT and FFTT are well-equipped to guide their members toward the best available insurance options.

In the event of a claim, it is essential to follow a well-defined reporting procedure. You must promptly report the accident by calling the number listed on your assistance card. You will then be asked for specific information regarding the date, location, circumstances of the accident, and details of the damage or injuries sustained. Your claim will then be recorded with your insurer's assistance service, which you can contact for any queries related to your claim. An assessment of the damage will be carried out to determine the appropriate compensation.

When it comes to tennis insurance for bodily injuries, several key aspects must be taken into account to properly protect players and ensure adequate coverage. First, it is essential to understand the specific risks associated with playing tennis. Bodily injuries can have significant consequences on a player's career, affecting not only their level of play and ranking but also their profession and income if the player is a professional or relies on tennis for earnings.

As a licensed player with a sports federation, such as the FFT or FFTT, it is crucial to review the insurance options provided by the federation license. The French Tennis Federation, for example, often offers basic insurance to cover sporting events such as championships and official competitions. However, these federal insurances may not be sufficient to cover all of a player’s needs. This is why it is often recommended to explore complementary insurance options for more comprehensive coverage.

In addition to liability coverage, these insurances may include specific coverage for bodily injuries, offering financial protection for medical expenses, rehabilitation, and compensation for loss of income in case of temporary or permanent incapacity to play. It is also important to check whether the insurance covers injuries sustained during practice outside of official competitions, such as during training.

All players, whether amateur or professional, should have insurance that matches their level of play and specific needs. Finally, inquiring with the federation and clubs about available insurance options is a key step in ensuring proper protection against bodily risks. The financial consequences of an injury can be severe, but with well-chosen insurance, players can focus on their sports performance with peace of mind.